Making a Will

A will determines what happens to your money, property and possessions. If you die without a will (known as "dying intestate") the distribution of your estate is left to the laws of the land which may not mirror many people's assumptions.

Will writing is often overlooked but it is a relatively easy process. Wills can potentially be self-written but it is advisable to seek professional advice to ensure that it is draughted correctly; and for reassurance that it will be interpreted in the way that you intended.

We can help. Our will writing service is straightforward and legally binding.

  • Provide certainty for those you care about the most
  • Protect your assets for future generations
  • Avoid family disputes, delays and unnecessary legal cost
  • Avoid any unnecessary inheritance tax liabilities
Straightforward & Legally Binding

Updating Your Will

Ideally you should review your will periodically and after any significant changes in your life, such as moving home, getting married or having children.

You won't be able to amend your will after it has been signed and witnessed but we can help you change it by making an official alteration, this is called a codicil; although for any significant changes it would be prudent to make a new will that revokes any previous wills and codicils.

Our experienced advisors offer free and impartial advice without obligation. Call us today to discuss your requirements in complete confidence.

  • Tried and trusted services
  • Free and impartial advice

Life Insurance Trust

It is normally critical when arranging Life Insurance that you do so under professional guidance, placing your policy in trust could avoid a family heartbreak and significant delays in the event of a Life Insurance claim.

Although there are different types of trusts, with the correct advice, they are relatively straightforward. Our advisors will establish your requirements and offer this service to you free of charge.

In the majority of circumstances it is advisable to write your policy into trust. The proceeds from your policy will then be passed directly to your loved ones and outside of your estate. In most cases payment is substantially quicker which could save several months in delays.

Another benefit of writing your policy into trust (depending on the size of your estate) is that it remains one of the best methods of mitigating an Inheritance Tax liability.

Call us today to discuss your requirements in person.

  • We offer independent professional advice
  • Writing your policy into trust is a free service
  • Experienced support throughout your policy term
Independent Professional Advice
First Point Insurance Management Ltd, registered in England No. 3521771. First Point Financial Management Ltd, registered in England No. 9444714. Registered Office: Lakeview House, 4 Woodbrook Crescent, Billericay, Essex CM12 0EQ. First Point Insurance Management is authorised and regulated by the Financial Conduct Authority, registered number 310158. First Point Financial Management is a trading style of Lifetime Financial Management Ltd. Lifetime Financial Management is authorised and regulated by the Financial Conduct Authority, registered number 448415. Lifetime Financial Management Ltd is registered in England and Wales No. 3652194. Directors: P Merrigan, U Ozturk. Registered Office: 12-14 Upper Marlborough Road, St Albans, Herts AL1 3UR